OUR TECHNOLOGY'S SO GOOD IT’S PATENTED

The fastest way to add
points and Get Approved

Maximize your credit scores and safeguard your privacy. Let SmartCredit save you money and get approved.

Choose a Partner to get started:

Get your Credit Reports & Scores
from all 3 Bureaus

$2.9 Billion in Interest Saved by 300,000+ Members
(~$8,800 saved per member)

We Make it Easy with the
Right Tools and Loans

Score Tracker

It is now easier than ever to track all your scores with simple charts or in-depth information.

ScoreBoost™

Be the master of your credit score! Use ScoreMaster® before you apply for credit, make payments or spend money.

Privacy & Fraud Insurance

PrivacyMaster® stops websites or data brokers from sharing or selling your personal information. Plus, you get $1 million identity fraud insurance for your whole family. * Activation is required

ScoreBuilder®

See exactly what is helping or hurting your credit score. Get your 120-Day Plan to a better score.

Money Manager

All your online banking in one place. Use action buttons to quickly ask questions and resolve problems.

Alerts

Your mobile or email Alerts have action buttons to quickly ask questions and resolve problems.

Control your Future Credit Score

Your Personal Plan ScoreBuilder® creates a personalized 120-day plan to help you understand what is hurting and helping your credit score, plus what actions you can take.

Take Action View your negative accounts weighing down your score and take action to take care of them.

ScoreTracker

See all your different types of credit scores and see how they’re progressing.

Different Scores
Get an in-depth look at the different types of scores you have and see where you stand.

History
See how your scores change over time to get a better understanding.

Plus, Get Privacy & Fraud Tools to Protect Your Credit Score

Report Suspicious Spending

Track your spending habits, get alerted and report any suspicious transactions.

Report Suspicious Spending

Track your spending habits, get alerted and report any suspicious transactions.

Report Suspicious Spending

Track your spending habits, get alerted and report any suspicious transactions.

Select One Of Our Partners

Apply Confidently
with myLONA Offers

Shop competitive offers based on your current and future credit scores.

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Personal
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Personal
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Personal
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